Spencer Wartman

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Spencer Wartman is a Loan Originator at Trident Home Loans, a veteran-owned and operated mortgage lender located in Pensacola, FL.

Understanding Mortgage Interest Rates – What Drives Them and What You...

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Mortgage rates have been on a roller coaster for the last few years. From some of the lowest rates in history to the steepest...

Being Offered Seller Credit when Buying a Home? Some Options for...

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Although a buyer’s market is not currently driving the real estate arena, seller concessions are starting to become more common again. Seller credit can...

Considering Refinancing?

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With rates coming down at the end of 2023, for some homeowners, mortgage refinancing may be a financial maneuver to consider. In this article,...

Navigating Home Financing

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How to make the most of your airline-pilot pay Are you an airline pilot worrying about securing a home loan because of the uniqueness of...

How Much Home Can You Afford with Airline Pay?

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Demystifying the pre-Qualification letter, your first step towards homeownership The journey to homeownership is an exciting one, and it all begins with a crucial step...

Pilot, Father, Author

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When COVID-19 interrupted the lives of people all over the world, many of us used the lockdown time to think about new opportunities. In...

Delta Air Lines Announces March Quarter 2024 Financial Results

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Delta Air Lines (NYSE: DAL) today reported financial results for the March quarter and provided its outlook for the June quarter. Highlights of the...