Spencer Wartman

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Spencer Wartman is a Loan Originator at Trident Home Loans, a veteran-owned and operated mortgage lender located in Pensacola, FL.

Financial Pitfalls to Avoid During the Home-Buying Process

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Buying a home is one of the most significant financial decisions you will ever make. It's a complex journey that requires meticulous planning and...

Understanding Closing Costs: A Guide for Homebuyers

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Buying a home is an exciting journey, whether it's your first time or you're a seasoned homeowner. However, one of the less thrilling but...

Understanding Mortgage Interest Rates – What Drives Them and What You...

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Mortgage rates have been on a roller coaster for the last few years. From some of the lowest rates in history to the steepest...

Being Offered Seller Credit when Buying a Home? Some Options for...

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Although a buyer’s market is not currently driving the real estate arena, seller concessions are starting to become more common again. Seller credit can...

Considering Refinancing?

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With rates coming down at the end of 2023, for some homeowners, mortgage refinancing may be a financial maneuver to consider. In this article,...

Navigating Home Financing

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How to make the most of your airline-pilot pay Are you an airline pilot worrying about securing a home loan because of the uniqueness of...

How Much Home Can You Afford with Airline Pay?

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Demystifying the pre-Qualification letter, your first step towards homeownership The journey to homeownership is an exciting one, and it all begins with a crucial step...

Service, Sacrifice, and the Importance of Support

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Many people recognize Gary Sinise as the actor who played Lieutenant Dan in the blockbuster film Forrest Gump. In the movie, we watch Lt....