Spencer Wartman
Spencer Wartman is a Loan Originator at Trident Home Loans, a veteran-owned and operated mortgage lender located in Pensacola, FL.
Rates and Fees
In the last article, I discussed factors to consider when choosing the right lender. One of the most important factors is what you'll be...
How to Choose the Right Home Lender
When it comes to purchasing a home, whether you are a first-time buyer or a seasoned homeowner, selecting the right lender is a crucial...
Financial Pitfalls to Avoid During the Home-Buying Process
Buying a home is one of the most significant financial decisions you will ever make. It's a complex journey that requires meticulous planning and...
Understanding Closing Costs: A Guide for Homebuyers
Buying a home is an exciting journey, whether it's your first time or you're a seasoned homeowner. However, one of the less thrilling but...
Understanding Mortgage Interest Rates – What Drives Them and What You...
Mortgage rates have been on a roller coaster for the last few years. From some of the lowest rates in history to the steepest...
Being Offered Seller Credit when Buying a Home? Some Options for...
Although a buyer’s market is not currently driving the real estate arena, seller concessions are starting to become more common again. Seller credit can...
Considering Refinancing?
With rates coming down at the end of 2023, for some homeowners, mortgage refinancing may be a financial maneuver to consider. In this article,...
Navigating Home Financing
How to make the most of your airline-pilot pay
Are you an airline pilot worrying about securing a home loan because of the uniqueness of...
How Much Home Can You Afford with Airline Pay?
Demystifying the pre-Qualification letter, your first step towards homeownership
The journey to homeownership is an exciting one, and it all begins with a crucial step...
